What is a private lending loan?

Zeebee Guideline GPT Our built-in AI assistant helps you decode the private lending world in seconds. Whether you're new to hard money or evaluating options, Guideline GPT answers questions like:

What LTV means in plain language
How different lenders assess a deal
Which loan type fits your project goals Think of it as your on-demand coach for private lending

Typical Guidelines & Terms

70%-90%

Loan-to-Value

Based on the property value or ARV

8%-12%

Interest Rates

Varies by lender

1-3%

Points & Fee

Origination fees vary

6 -24 Months

Loan Term

Flexible funding duration

3 - 10 Days

Closing Time

Depends on documentation and title clearance

How to Find a Reputable Lender

Search & Filter

Compare Quotes

Connect with lenders

Use Zeebee’s smart lender-matching platform to search, filter, and connect with pre-vetted hard money lenders across the U.S. Read peer reviews, compare terms, and request quotes—all in one place.

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What is a private lending loan?

Typical Guidelines & Terms

Why Do Investors Use Hard Money?

How to Find a Reputable Lender