Center Street Lending
Irvine, CA
CFL #D60BO57755, CA DRE Lic #01883377, NMLS ID 905781, AZ MBL #0930263, OR Lic #ML-5838, MLD1180
Am I Qualified?
Nationwide except AK, ID, MN, NV, ND, SD, UT, VT
Property Geographic Area Details
$150,000 - $40,000,000
Loan Amounts
9.00% to 12.50%
Interest Rates
6 to 24 months
Loan Terms
0.50% to 2.00%
Origination Fees
1st
Lien Position

Center Street Lending, a leading direct hard money lender in Southern California recently hit a major milestone: $6 billion in total originations since the company launched in 2010. 

Our management team has been involved in the financing of real estate since 1992 and has financed billions of dollars of residential real estate. We offer flexible underwriting and attractively priced loans. If you are a residential real estate investor, we would welcome the opportunity to provide you with a loan for your next investment purchase and to become your preferred lender. Center Street Lending is a private money portfolio lender that provides business-purpose loans for single-family and multi-family investments.

Vision: Help customers prosper and communities flourish.

Mission: Optimize customer success and build trusted partnerships. Provide lending solutions to our residential real estate investors-customers to help them succeed and together rebuild quality residential neighborhoods that we can both be proud of.

Why: We are excited about working with real estate entrepreneurs. Every property purchase and renovation reflect a piece of the American Dream to our clients and the communities they serve. We add value beyond lending by openly sharing our knowledge and resources. We want our customers to have every opportunity for success because when they succeed, communities win.

What we do:
  • Residential Investment Properties Only
  • Bridge, Rehab, Rental, Construction
  • Up to 90% Loan-to-Cost
  • 10%+ Cash Required for Flip Purchase
  • 650+ Credit Score Required
What we don't consider:
  • 100% Financing
  • Commercial Properties
  • Owner-Occupied Homes
  • Junior Liens or Gap Funding
Credit Check Required
Prepayment Penalty
Typical Closing Time (Days)
Our Team
Sienna Hewitt
Founder & CEO
CA DRE Lic. -
02034407
Albert Flores
Senior Account Manager
CA DRE Lic. -
02034408
Jerome Bell
Specialist
CA DRE Lic. -
02034424
Cody Fisher
Specialist
CA DRE Lic. -
02034456