Karpe Real Estate Center is based in Bakersfield, Kern County, California. We have been funding and servicing private money (hard money) mortgage loans secured by real estate since 1926. As a direct private money (hard money) lending company, we specialize in a variety of lending solutions.

• Residential, Multifamily, Commercial Properties
• Purchase, Rate and Term Refinance, Cash Out Refinance
• Rehab Fix & Flip or Hold
• Ground-Up Construction
• Owner-Occupied Homes

While investment/business purpose loans are preferred, we can offer owner occupied loans on Single Family Residential properties.

Our rates are competitive with other private money lenders in the Central Valley, and we can offer quick close scenarios.  There are no due diligence or upfront fees, and we provide same day approval. We separate ourselves from the competition through our knowledge and experience of the private money loan process, and the unique problems presenting themselves in all forms of real estate.

Please Note: We do NOT offer loans for agricultural or cannabis-use properties.

‍