LoanEdge
Campbell, CA
CA DRE Broker Lic. 02056667
Am I Qualified?
California - Greater Bay Area
Property Geographic Area Details
$250,000 to $8,000,000
Loan Amounts
8.25% to 10%
Interest Rates
1 months to 60 months
Loan Terms
1% to 2.5%
Origination Fees
1st, 2nd
Lien Position
Private Money Loans for Bay Area Investment Properties

LoanEdge specializes in providing private money loans tailored for real estate projects throughout the San Francisco Bay Area. Our offerings include acquisition loans, refinancing, cash-out options, as well as commercial and multifamily bridge loans. We eliminate traditional hurdles by not requiring income verification, appraisals, or credit checks, allowing us to close deals in as little as five days. With terms ranging from 1 to 60 months and built-in extensions, we provide the flexibility to adapt to your project’s timeline. We’re also able to cross-collateralize with additional properties, even those located outside California.

  • Lending on all types of investment properties, including land
  • Purchase and Refinance loans only (No rehab or construction)
  • Loan term up to 5 years
  • Purchase loans up to 70% LTV
  • Refinance senior loans up to 70% LTV
  • 2nd mortgage equity cash out loans up to 65% LTV
  • Land loans up to 50% LTV
  • We love multifamily (5+ units) and may be more aggressive with leverage
  • NO Appraisals – we do our own valuations
  • NO Credit Checks
  • Foreign Nationals welcome
  • Brokers Protected

Please note: we do NOT offer loans for owner-occupied homes or rehab/construction projects.

What we do:
  • Purchase or Refinance Bridge Loans
  • Residential Investment Properties
  • Multifamily Properties
  • All Types of Commercial Property
  • 2nd Mortgages up to 65% CLTV
  • Land Loans up to 50% LTV
  • Borrower with Poor Credit
  • In-House Appraisals
What we don't consider:
  • 100% Financing
  • Owner-Occupied Homes
  • Rehab Projects
  • Ground-Up Construction
  • Agricultural Properties
  • Rural Locations
no
Credit Check Required
no
Prepayment Penalty
8 Days
Typical Closing Time (Days)
Our Team
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