Residential Capital Partners is a direct private lending company that offers a unique loan program for residential investment properties through the United States. We offer fast, no-money-down loans, whether house flipping is a second income or your full-time job. ResCap believes the less hassle and paperwork there is to deal with, the better. All rehab loans are serviced in-house and held on our balance sheet. We also offer long-term rental loans for investors who wish to hold a property after the rehab is completed.

• Residential properties only – SFR, 2-4 Units, Condos, Townhomes
• Funding 100% of purchase and rehab costs
• 620+ FICO score required for rehab loans
• No prepayment penalty for rehab/bridge loans
• DSCR Rental loans for Long-Term and Short-Term Rentals
  • 660+ FICO score required for rental loans
• Scroll to the LOAN PROGRAMS section for more details ↓

Please note: We do NOT offer loans for owner-occupied home, land, rural properties or ground-up construction projects.

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