SDC Capital
Burbank, California
CA DRE Lic. 00828051, NMLS ID 248271
Am I Qualified?
Major metro areas of California
Property Geographic Area Details
$250,000 to $5,000,000
Loan Amounts
8.99% to 9.99%
Interest Rates
6 to 24 months
Loan Terms
1.00% to 2.00%
Origination Fees
1st, 2nd
Lien Position

SDC Capital offers the fastest, easiest and most transparent lending process available in the market today.  Because we are a family office, we lend at lower rates than your typical private lender — with rates as low as 8.49% (9.99% for 2nd liens)– while also providing borrowers with certainty of closing.  We lend with our own money and are the decision makers on every deal.  As such, we do not rely on individual private investors to fund each loan.  This eliminates delays, retrades or vague and ambiguous answers.  Work with SDC Capital if you want clear answers and a straightforward loan process.

  • LOIs within 24 hours
  • No appraisal for most LA/OC County scenarios (we walk the property ourselves)
  • No tax returns or pay stubs required
  • No minimum DSCR for rental properties
  • No prepayment penalty (available)
  • No advanced lender fees

Please Note: We are not currently offering loans for Hotels, Gas Stations, Restaurants, Single Tenant Retail, Assisted Living Facilities, and Construction project less than 75% completed.

What we do:
  • Appraisal or BPO Not Required (typically)
  • Lending in California Major Metros
  • Very Competitive Pricing
  • Up to 75% LTP, 65% LTV
  • 25-30% Cash Required for Purchase
  • Junior Liens up to 65% CLTV
What we don't consider:
  • 100% Financing without Additional Collateral
  • Rural Areas
  • Consumer Purpose Loans, except for Buy-before-you-sell Purchase Loans
  • Hotels, Gas Stations, Restaurants
  • Single Tenant Retail Properties
  • Construction Projects under 85% complete
Credit Check Required
Prepayment Penalty
Typical Closing Time (Days)
Our Team
Kevin Arrabaca
Principal
CA DRE Lic. -
02034407
Shawna Phelan
Principal
CA DRE Lic. -
01880132